Operating Lease
We take the residual value risk in the vehicle and use it to lower your monthly lease payments. At the end of the agreement, you simply return the vehicle to us. Providing it meets the return conditions and mileage parameters agreed at the start of the agreement - there is nothing more to pay.
Key features
| Low initial outlay | Fixed repayments | Lower than usual monthly payments |
| Off balance sheet funding | Reduced fleet administration | VAT on rentals is claimable |
| Rentals are allowable against taxable profits | No risk or administration at the end of the agreement providing the vehicles meet return and mileage conditions |
OPERATING LEASE explained
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FAQS
Answers to frequently asked questions about your finance agreement, updating details and more.
PRODUCT GUIDE
Download your copy of the Operating Lease product guide that explains the key features of the product.
Our finance products
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Hire Purchase: Flexi-Buy
Flexi-Buy has all the traditional benefits of hire purchase, with the added flexibility of an optional annual payment of up to 20% of your remaining balance. -
Hire Purchase
Hire Purchase is a simple finance solution giving you the benefits of ownership without the capital outlay. -
Operating Lease
We take the residual value risk in the vehicle and use it to lower your monthly lease payments. At the end of the agreement, simply return the vehicle to us. -
Finance Lease
Offset the lease of your rental vehicles against your taxable profits when you lease vehicles for a fixed period. -
Contract Hire
With fixed monthly payments, Scania Financial Service's Contract Hire offers you a peace of mind financing route.