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Scania Finans and the Transparency act

Integrity and compliance with laws and regulations are top priorities and cornerstones of Scania Finans AB corporate culture.


The Law on Business Transparency and Work with Fundamental Human Rights and Decent Working Conditions (hereinafter referred to as the "Transparency Act") entered into force on 1 July 2022. The purpose of the Act is to promote companies' respect for fundamental human rights and decent working conditions in connection with the production of goods and the provision of services, and to ensure public access to information on how enterprises deal with negative consequences for fundamental human rights and decent working conditions.


In addition to national and international legislation, Scania Finans has several guidelines that govern the company in various areas. The Scania Code of Conduct has been adopted by the Executive Board and applies throughout the Scania Group and this applies also in Scania Finans. Our Group has been working for a long time to promote human rights, as well as preserve and promote safety, health and well-being. Something that can be seen in the context of our ethical guidelines, as well as our internal policies.


1. Scania – A world-leading provider of transport solutions

Scania Finans AB Branch Norway is a financial services company within the business area Scania Financial Services. We offer financing and insurance of Scania products through our seven branches in the Nordic and Baltic countries. With a customer finance portfolio that exceeds 20 billion SEK, Scania Finans AB is the largest financial services company within Scania. The company has around 100 employees, of which approx. nine are located in Norway. During 2022, Scania Finans AB was organised in an independent legal structure within the TRATON Group, that also Scania belong to. Since April 2023, Scania Finans AB is directly owned by TRATON Financial Services AB and providing financial and insurance products to Scania’s customers.


Together with partners and customers, we are driving the shift towards a sustainable transport system with mobility that is better for business, society and the environment.


We believe that together with our partners and customers, we can develop solutions that allow us to achieve tangible results in reducing our carbon footprint. Through collaboration, we can identify the opportunities and solutions to the local and global challenges we face.


2. Our Code of Conduct

Scania Finans success is largely built on our core values and way of working, in particular our commitment to continuous improvement, as well as our management systems and work processes. This forms the basis of Scania Finans’ corporate culture and gives us a strong leading position in a world that increasingly depends on safe, sustainable and efficient transport systems.


At Scania Finans, we always strive to do the right things in the right way. We act in line with our culture, core values and follow legal and societal standards. Together with our core values and management principles, this Code of Conduct lays the foundation for our operations.

In this regard, Scania has drawn up the Code of Conduct, which contains the most important principles we all must live up to – the Board as well as all managers and each individual employee. The Code of Conduct is intended to help us navigate and help tell us how to act towards each other and our customers. Scania Finans apply the same Code of Conduct to our operations and employees.


If you want to read more about the Scania Code Of Conduct use the following direct link: Scania Code of Conduct.


2.1 Guidelines for suppliers and subcontractors (Scania Supplier Code of Conduct)

Scania Finans, together with our global Group, sets requirements for its suppliers and subcontractors. Suppliers and subcontractors must, among other things, submit the Code of Conduct, where requirements for finances, sustainable operations and history/references must be documented. Furthermore, it may also be mentioned that general requirements are also imposed on suppliers and subcontractors to ISO 9001:2015 and 14001:2015 or equivalent.


Scania has also prepared the "Scania Supplier Code of Conduct", which also Scania Finans apply. It can be read in full on Scania’s website: Scania Supplier Code of Conduct.


2.2 Customer due diligence

Scania Finans conducts risk-assessments on all customers as part of its responsibilities under applicable anti-money laundering and terrorist financing regulations and related internal policies and guidelines. This includes onboarding know your customers, screening and other checks. It also includes ongoing monitoring that will alert Scania Finans to risks related to its customers. While these controls are anchored around money laundering and terrirst financing risks, they also provide a strong control for risks related to human rights.


3. Human rights

Scania Finans is committed to respecting human rights in our operations and in our value chain in line with the UN Guiding Principles on Business and Human Rights. Our Human Rights Policy is complemented by related governing documents such as internal guidelines and other policies, including the Code of Conduct.


At Scania Finans, we recognise our responsibility to respect human rights and our responsibility to remedy if we have caused or contributed to human rights violations – to ensure victims have access to remedies. We believe that sustainable business thrives where human rights are respected and protected. We strive to address our human rights impact every step of the way in line with the established frameworks for business and human rights. We also believe that we have an opportunity to contribute to a positive impact on human rights. Our currently applicable Human Rights Policy is available on Scania’s website here: Scania human rights policy.


3.1 Important human rights issues

During 2021, Scania and our global Financial Services organisation, in consultation with our employees and business partners, identified the prominent human rights issues, the areas where we have the greatest impact on human rights and where we have the opportunity to implement positive change. This includes issues that have been firmly rooted in our core values and business for decades, such as commitment to safety and health and high standards of rights at work, social dialogue and diversity and inclusion. Scania Finans addresses the prominent issues either through theme-specific efforts primarily in areas related to employment, or management systems aimed at managing human rights risks.


Our Group is actively developing a company-wide approach through the integration of human rights management into key processes and into our general due diligence programme. During 2021, a Human Rights Learning was launched, available to all Scania employees, focusing on education in the concept of human rights, as well as our impact and responsibility in the area.



The illustration maps out our five key human rights priorities, along with the associated salient issues. We recognise our responsibility to solve these problems throughout our value chain.


3.2 Human rights risk assessment

We are committed to assessing and mitigating human rights risks throughout our supply chain. We insist that our suppliers meet the highest standards and act in full compliance with our human and labour rights policies in their respective supply chains.


During 2021, the global financial services organisation participated in a risk-assessment carried out throughout the Scania organisation. However, maintaining our assessments and controls pertaining to human rights is something we continue to develop. In the area of working conditions, our Group has rolled out a global corporate policy that regulates minimum standards, such as working hours, weekly rest periods, holidays and sick leave for all employees. The policy also includes requirements for recruitment and termination of employment.


3.3 Declaration on slavery and trafficking in human beings

Scania Finans is part of the TRATON Group and we have a joint slavery and human trafficking statement. This statement has been drawn up in accordance with section 54 of the UK's Modern Slavery Act 2015 and sets out the steps taken by Scania CV AB and all companies included in the Scania Group to tackle all forms of modern slavery and human trafficking both inside and outside the company.


Slavery and Human Trafficking Statement can be found here: Traton modern slavery and human trafficking statement.



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