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Hire purchase with additional payments


Scania Flexi-Buy has all the traditional benefits of hire purchase, with the added flexibility of an optional annual payment of up to 20% of your remaining balance – without incurring any penalty charges. You can repay your finance quicker and reduce your overall interest costs. Terms and conditions apply*.

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Scania Flexi-buy lets you make an extra payment a year up to the value of 20% of your remaining balance. All you need to do is give us at least two weeks' notice before your payment is due to arrange everything for you.

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Scania Flexi-Buy helps to make your hire purchase agreement work better for your business. You'll have more flexibility with repayments while keeping your budgeting simple.

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After making an additional payment, you can let the repayment period stay the same and reduce your payments, keep your payments the same and reduce your overall repayment period, or if you prefer, you can do a combination of both.

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Pick up a brochure at your local Scania dealer or download a copy below.


*Terms and conditions apply. Scania Financial Services is a trading name of Scania Finance Ireland Limited. Finance is provided by Scania Finance Ireland Limited and is only available for business use. The granting of credit is subject to status and must meet certain credit criteria, terms and conditions apply. All applicants must be based in the Republic of Ireland. All Scania Flexi-Buy options are subject to the terms and conditions of a Hire Purchase Agreement and any ancillary agreements to be entered into between the applicant and Scania Finance Ireland Limited or its affiliate. Scania Finance Ireland Limited reserves the right to amend the terms and conditions referred to herein in respect of Scania Flexi-Buy as it sees fit acting in its sole discretion from time to time. Scania Flexi-Buy is not available to consumers as defined in section 2 of the Consumer Credit Act 1995.

Payment instalments must be up to date at the time you give notice for a Flexi-Buy payment. A maximum of one Flexi-Buy (“additional” Hire Purchase) payment in each year of your agreement with us is permitted, up to the value of 20% of the remaining balance. Flexi-Buy payments are not allowed for the first six months of the agreement. A €295 flat fee is required at the start of the agreement in addition to the Standard Arrangement Fee. A €50 + VAT Administration Fee, per vehicle, is incurred for any additional payments made each year.

Scania Finance Ireland Ltd. Registered in Ireland: No. 482137. Registered Office: 6th Floor, South Bank House, Barrow Street, Dublin 4.

Correspondence address: Scania Finance Ireland Ltd, Regus House, Fairbourne Drive, Atterbury, Milton Keynes, MK10 9RG, England.


Scania Financial Services

Regus House, Fairbourne Drive, Atterbury, Milton Keynes, MK10 9RG

+44 1908 487530

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