Truck Finance in New Zealand
Flexible finance solutions for your business
Whether you're purchasing a new or used Scania truck or expanding your fleet, Scania Finance offers flexible finance solutions designed around your business needs.
With specialist knowledge of the transport industry, our dedicated finance team can help you find a finance solution that suits your business plan and budget.
Why Scania Finance?
- Flexible solutions - Finance options designed to suit your business plan and budget, whether you're purchasing one vehicle or expanding your fleet.
- Transport industry expertise - Our specialist knowledge of the transport industry, including risk and residual values, helps us understand how finance can work for your business.
- Dedicated support - Work with the Scania Finance team to find a solution that suits your needs.
Fast Track Finance
Need a fast and flexible finance solution?
Scania Fast Track Finance offers accelerated decision-making and settlement for eligible customers purchasing new or used vehicles.
Key benefits:
- No financials required*
- New and used vehicles
- New Scania Finance customers up to $850,000*
- Existing Scania Finance customers up to $1,250,000*
- NZBN registered for 3 full years*
*Eligibility criteria, lending limits and other terms and conditions apply.
Let's talk about your finance needs
Tell us a little about what you're looking for and our Scania Finance team will be in touch.
*Eligibility criteria, lending limits and other terms and conditions apply.
- Scania financial lease
- Scania operating lease
- Scania loan agreement
Facts
You are the owner of the vehicle. You pay lease instalments for an agreed duration and plan, and at the end of the leasing period you have the option to buy the vehicle, often at a very favourable residual value. You take responsibility for maintenance, taxes and insurance during the leasing period.
Benefits
• You only pay interest on the outstanding value
• Potential tax and VAT benefits
• Trade-in value – you profit from careful maintenance and use
• Vehicle appears as an asset on the balance sheet
• Other Scania services can be integrated
Facts
Scania Financial Services is the owner of the vehicle. You pay for the use of it with a fixed lease amount paid per month, returning the vehicle when the contract expires. An operating lease is often combined with a service contract. You take responsibility for maintenance, taxes, and insurance during the lease period.
Benefits
• No residual value risk
• Predictable cash flow and cash flow benefits due to fixed monthly cost
• Monthly payment paid out of operating income and offset against taxable profits
• Off-balance sheet financing
• Other Scania services can be integrated
Facts
Under a Scania Loan Agreement, you own the vehicle from day one. Using the vehicle as security, you take out a loan and pay it off in instalments. The loan is reimbursed through an agreed payment plan and duration. Tax depreciation is on your own books, and you only pay interest on the outstanding value.
Benefits
• Tax depreciation on customer's own books
• Trade-in value – you can profit from careful maintenance and use
• You only pay interest on the outstanding value
• Other Scania services can be integrated