FINANCE
Flexible Solutions, Higher profits
With our specialist knowledge of risk and residual values in the transport industry, we understand how the numbers affect your business. That’s why we can recommend the right financial products for you - optimised for the tax and legal environment of your country.
TAKE YOUR BUSINESS FURTHER
Scania offers flexible financing to suit your business plan and budget – whether you’re buying just one vehicle or expanding your entire fleet.
- Scania Financial Lease
- Scania Operational Lease
- Scania Hire Purchase
Facts
You are the owner of the vehicle. You pay lease instalments for an agreed duration and plan, and at the end of the leasing period you have the option to buy the vehicle, often at a very favourable residual value. You take responsibility for maintenance, taxes and insurance during the leasing period.
Benefits
You only pay interest on the outstanding value
Potential tax and VAT benefits
Trade-in value – you profit from careful maintenance and use
Vehicle appears as an asset on the balance sheet
Other Scania services can be integrated
"Scania Finance New Zealand: Dedicated to helping you grow and protect your business"
Facts
Scania Financial Services is the owner of the vehicle. You pay for the use of it with a fixed lease amount paid per month, returning the vehicle when the contract expires. An operating lease is often combined with a service contract. You take responsibility for maintenance, taxes, and insurance during the lease period.
Benefits
No residual value risk
Predictable cash flow and cash flow benefits due to fixed monthly cost
Monthly payment paid out of operating income and offset against taxable profits
Off-balance sheet financing
Other Scania services can be integrated
Facts
Under a Scania Hire Purchase you pay monthly fixed payments over a period that suits you, with GST in month 3 or 4 and repaying the cost with interest. The vehicle is yours once all payments are made.
Benefits
Tax depreciation on customer's own books
Trade-in value – you can profit from careful maintenance and use
You only pay interest on the outstanding value
Other Scania services can be integrated
