Financial Solutions

Finance that flexes with your business needs.

Flexible ways to finance your Scania vehicle.

Choosing the right financing plan can make a real difference to how your business grows. Be it wanting to work towards ownership through Hire Purchase or keeping your capital flexible with an Operating Lease, our financial options offer you the flexibility to structure your investment in a way that suits your operational and business needs. Because what drives us is your next move.

Hire Purchase or Operating Lease, let’s explore the right plan for you.

Hire Purchase

Own your Scania without a huge capital outlay. Simply pay a flexible deposit, and fixed monthly payments over a term that’s tailored to your business needs. The vehicle will appear as an asset on your balance sheet, and becomes yours once  

all payments are completed.

Lower Monthly Repayments

Recognising the future value of your Scania asset, Balloon Financing lets you enjoy lower monthly payments while freeing up capital for fuel, maintenance, or business growth. At the end of your contract, you have the flexibility to choose from a range of options: extend financing for up to 36 months, settle the contract balance with a single balloon payment or you might consider trading in your vehicle with Scania’s Used Vehicle team.

0% Down Payment

Getting the right Scania truck shouldn’t mean draining your reserves. With 0% down payment, you can move forward without a heavy upfront cost. That means more liquidity to support your daily operations, manage unexpected expenses, or grow on your own terms.

Grace Period

We understand that getting your business moving quickly is important. With our grace period, you can put your Scania to work immediately and start generating revenue before your payments begin. This gives you time to build momentum while keeping your financing plan on track.

Standard Hire Purchase

A classic financing approach that allows you to spread the cost of your Scania over time. With an initial down payment followed by fixed monthly repayments, you can manage your investment in a predictable way while working towards full vehicle ownership at the end of the term.

Operating Lease

With an Operating Lease, we take on the residual value risk of the vehicle, helping to keep your monthly lease payments lower. At the end of the agreement, you simply return the vehicle to us. As long as it meets the agreed mileage and return conditions, there is nothing more to pay.

Repair & Maintenance Coverage

Stay focused on your operations while we help keep your vehicles in top condition. With a comprehensive repair and maintenance coverage included in your Operating Lease, we work to minimise downtime and ensure your Scania spends more time on the road where it belongs.

0% Down Payment

Pay a fixed monthly amount over the duration of your lease, making it easier to plan and manage your operational costs. When your agreement reaches maturity, you also have the option to extend your contract for up to 6 months to align with your business needs and goals.