Asset Manager 资产经理
- 上海-静安区
- 融资租赁
A brief summary of the provided position as below 本职位概述如下:
The main responsibility of the collection manager is to support SLC credit department in implementing, maintaining and developing the debt collection process aiming to efficiently manage company’s credit risk.
本岗位的主要职责是支持SLC信用部门落实、维持、持续开发债务催收流程,以确保有效管理公司的信用风险。
Professional Competencies (Duties and Tasks) 职业能力(职责与任务)
Debt Collection - Secure collection procedures and policies that ensure timely payments 债务催收 - 确保催收工作流程整体的正常运行
- Manage the timely and effective collection of all debts and payments 管理按时和高效的债务回收和客户付款
- Collection activities on overdue contracts/customers include phone calls, official letter and SMS sending described in credit policy 落实逾期合同\客户的催收事宜,如通过电话、信函、电子信息等信用政策中包含的各种方式
- Negotiate repayment plans when necessary 必要时沟通客户付款计划
- Approach to internal departments and customer when the payment is challenging with customer side and rescheduling is requested 当客户付款有问题时且收到了付款重组需求时,和公司内部部门、客户进行沟通
- Provide accounts information to internal departments 向公司内部部门分享客户信息
- Carry out necessary reviews, analysis and compose necessary and requested reports on pre-defined routines and on ad-hoc basis when requested 在制定的日常流程中或临时要求下定期进行业务回顾、分析,形成相应的报告
Repossession - Secure repossession is performed when necessary 车辆回收 - 当流程需要时实施相应的资产回收动作
- In cooperation with internal and external repossession partner, including but not limited to Scania China, dealer and external agencies, to repossess the financed asset in case of default happens 和内外部合作伙伴合作,包括但不限于斯堪尼亚中国、经销商和外部机构,回收违约客户的融资资产,
- Properly keep and evaluate market value of repossessed financed vehicles with regular market value reports 妥当保管、评估回收融资车辆的价值,维护相应的报告,
- Coordinate with external parties including Scania dealers and workshops for necessary refining and furbishing with repossessed vehicles 和合作伙伴,如斯堪尼亚经销商、维修厂协调对回收车辆进行翻新、整备等事宜。
Remarketing - Secure timely re-marketing after the repossession activity 车辆再营销 - 在车辆回收之后,实时及时的再次营销
- Closely cooperate with Scania CO, Scania dealers and other external partners for progress of remarketing cases and remarketing channels development 同斯堪尼亚中国、经销商和其他外部合作伙伴紧密合作推动车辆再次营销和再营销的渠道开发,
- Create and maintain channel of re-marketing the finance vehicles and other assets, including domestic sales channel and export of used vehicles 开发和维护车辆和其他融资资产的再营销渠道,包括国内的销售渠道和二手车出口,
- Timely review for the re-marketing deals and review the Scania vehicle market value matrix 回顾再营销案例,回顾并检查斯堪尼亚内部的车辆价值模型
Legal Matters - Support for litigation and related process 法律事务 - 支持法律诉讼和相关流程
- Filing for the default cases with support from external law firm 在外部律所支持下对违约客户提起诉讼,
- Start the litigation process independently as the next step 独立开展诉讼流程,
- Negotiation with customer during the litigation process 诉讼过程中和客户的沟通协商,
- Support for the legal auction process if applicable 支持法律拍卖流程
Reporting and others - Regular reports related to the overdue and default contracts 报告和其他 - 对于逾期和违约合同的定期报告
- Weekly, monthly reports regarding the overdue contracts and development对于逾期客户合同及发展情况的周、月报,
- Reports maintaining for the contracts in process of repossession, remarketing and legal procedure 对于已终止案件的车辆回收、再营销和法律流程的定期报告,
- Internal customer credit information management 内部客户信息管理,
- Customer credit information sharing with external legal authorities and agencies in line with relevant Laws and Regulations, customer consent, etc. 在相关法律法规、客户授权等条件下向执法机构和外部机构提供客户信息
Desirable experience & qualifications 任职要求
- Bachelor degree on Law, Finance, or Economics 法律、金融或经济类专业,本科及以上,
- At least 3 years’ experience in financial leasing, auto loan, banking or related legal fields 三年以上融资租赁、汽车金融,银行业或相关法务工作经验,
- General experience/knowledge from credit business processes 对于信贷业务流程有很好的认识和了解
- Strong interpersonal skill, good communication, negotiation skills, service minded 良好的人际交往能力、沟通能力、协商谈判技巧和服务意识
- Good English communication skills – written and verbal 良好英文沟通能力-书写和口语
- Advance MS Office Skills 熟练使用微软办公软件
- Working under business trips 可以适应出差工作节奏
Application
If you’re the right person for this opportunity and like the idea of joining a environment with great opportunities for professional development, then please contact us.
There are two different ways to submit your application.
For Scania Sales China
Please send your application via mail to: scn.recruitment@scania.com
For Scania Production China- located in Nantong Rugao
Please send your application via mail to: recruitment.sas@scania.com
Your application should include a covering letter describing why this would be a good step for you in your career and how you will contribute to the group's success and a CV in English.
We look forward to receiving your application.