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Flexible solutions. Higher profits

With our specialist knowledge of risk and residual values in the transport industry, we understand how the numbers affect your business. That’s why we can recommend the right financial products for you - optimised for the tax and legal environment of your country.  

Take your business further

Scania offers flexible financing to suit your business plan and budget – whether you’re buying just one vehicle or expanding your entire fleet.


A simple finance solution giving you the benefits of ownership without the capital outlay. You a pay a flexible deposit, then fixed monthly payments over a period that suits. The vehicle will appear as an asset on your balance sheet and you will own it once all the payments have been made.

Key Features

  • You own the vehicle
  • A flexible deposit and repayment programme
  • Fixed payments
  • Show the vehicle as an asset on your balance sheet
  • Interest charges allowable against tax
  • Accurate budgeting 



We take the residual value risk in the vehicle and use it to lower your monthly lease payments. At the end of the agreement, you simply return the vehicle to us. Providing it meets the return conditions and mileage parameters agreed at the start of the agreement - there is nothing more to pay.

Key Features

  • Low initial outlay
  • Control over fleet
  • Lease payments are allowable against taxable profits
  • Fixed payments
  • Reduced fleet administration
  • No risk or administration at the end of the agreement providing the vehicles meet return and mileage conditions
  • Lower than usual monthly payments
  • No depreciation cost
  • No end of term costs

Contact your dealer

Please contact us if you have any questions about our products, services or other activities within the Scania organisation.

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