Scania Flexi-Buy has all the traditional benefits of hire purchase, with the added flexibility of an optional annual payment of up to 20% of your remaining balance – without incurring any penalty charges. You can repay your finance quicker and reduce your overall interest costs. Terms and conditions apply*. Scania Flexi-buy lets you make an extra payment a year up to the value of 20% of your remaining balance. All you need to do is give us at least two weeks' notice before your payment is due to arrange everything for you. After making an additional payment, you can let the repayment period stay the same and reduce your payments, keep your payments the same and reduce your overall repayment period, or if you prefer, you can do a combination of both.