Leave the paperwork and fine print to us. With our specialist knowledge of transport finance, we understand the business better than banks do. Do you want to own, lease or operate? We can package the perfect solution for your long-term business plan.

Scania Hire Purchase

You buy the vehicle and pay in instalments.

The benefits:
• Tax depreciation on your own books.
• Trade-in value – you benefit from careful maintenance and use.
• Less interest compared to an operating lease, since you only pay interest on the outstanding value.

Scania Loan Agreement

You buy the vehicle and borrow with the vehicle as security.
The benefits:
• Tax depreciation on your own books.
• Trade-in value – you benefit from careful maintenance and use.
• Less interest compared to an operating lease, since you only pay interest on the outstanding value.

Scania Finance Lease

You have the option to buy the vehicle at a good price at the end of the contract.

The benefits:
• Less interest compared to an operating lease, since you only pay interest on the outstanding value.
• Potential tax and VAT benefits.
• Trade-in value – you benefit from careful maintenance and use. 


Scania Operating Lease

Enjoy the use of the vehicle without the risk or bother of ownership. Make monthly payments and return the vehicle when the contract expires.

The benefits:
• No residual value risk – you pay for usage.
• Predictable cash flow and cash flow benefits due to fixed monthly cost.
• Monthly payment paid out of operating income and offset against taxable profits.
• Off-balance sheet financing.
• Potential VAT liquidity benefit.

Scania Contract Hire

All the benefits of an operating lease, plus the predictability of fixed running costs. Flexible and secure.

The benefits:
• A single monthly payment can include service, repair, maintenance, insurance and much more.
• You pay for usage – often calculated as “cost per kilometre”.

Product availability

Not all of the products and services mentioned here may be available yet in all markets. For details of our offerings, please check additional product and service descriptions, or contact your nearest representative.